We offer pay-as-you-go costs of 1.35% +20p on all UK consumer Credit and Debit card transactions. 

*additional fees apply for premium or international card types. Contact us for more details.

CheaperPay Online is a Payment Gateway powered by DNA Payments which provides access to a complete payments platform with simple, pay-as-you-go pricing. Built with flexibility in mind, our payment gateway can be adapted to suit any business, regardless of their size or requirements. Plus, our customers can cancel anytime with no cancellation fees.

Accepting payments online made easy:

From small businesses to large enterprises, we can process online payments without the huge price tag. Accept payments globally with DNA Payment has powerful APIs and software solutions designed to help you capture more revenue.

How it works

  1. Complete the enquiry form and receive an email from DNA Payments.
  2. Verify email address and start application form.
  3. Get Approval in as little as 10 minutes.
  4. Attach payment gateway to your website shopping cart.
  5. Start taking payments from your customers.

Why CheaperPay Online?

Flexible, scalable, secure. Our online payment solutions offer seamless payment experiences, no matter your integration preference.


Explore CheaperPay Online , or create an account in as little as 10 minutes and start accepting payments.

Contact sales talk to a specialist to get started 03301242537.

Or, simply fill in our contact form.

Payments for any business

From ecommerce stores, to subscription businesses, to platforms and marketplaces, we offer a complete stack for all your payments needs across channels.

Get started in minutes

Create an account online in minutes and use our libraries and SDKs to securely accept payments. Funds are deposited directly into your bank account.

Optimize your revenue

Protect yourself from fraud and increase authorization rates on every payment using our machine learning and data from millions of businesses.

Internet merchant account

If you’re looking for an internet merchant account you’ve come to the right place. We work with over 250+ international acquirers worldwide, so whatever territory or currency you want to accept payment, we’ve got you covered.

Frequently asked questions

Are online payments secure?

Yes, they are. Our online payment systems use the latest security features, like 3D secure authentication, Address Verification System (AVS) and Card Verification Value (CVC).

It means that when your customer is ready to pay, they’ll be asked to provide additional information (like their billing address or security card number) to confirm that they own the card. This information is then checked against the details the cardholder has stored with their bank.

What online card payments can I accept?

You’ll be able to take all the major credit cards and debit cards, including Visa, Mastercard and Maestro. If you wish to take American Express, we can add that on but would need an AmEx ID number from you.

Will I need a merchant account to take online payments?

Yes, we will create a merchant account for you as part of the onboarding process.

Will I be PCI compliant?

Yes, our online payment system meets the latest security standard in PCI DSS. So, you can relax knowing you and your customers are protected when taking payments.